Categories: Chili 
      Yield: 8 servings 
  
      1 lb Lean ground beef 
      3 c  Cooked black beans 
      1 c  Diced green pepper 
      1 c  Chopped onions 
      1 c  Diced carrots 
      1 T  Chili powder 
      2    Garlic cloves, minced 
      2    Bay leaves 
    1/2 t  Ground red pepper 
      3 c  Vegetable or tomato juice 
      4 c  Hot cooked rice 
  
  Cook beef in 2-3 quart sauce pan over medium heat, stirring to crumble. Add 
  all ingredients except rice. Bring to boil; simmer uncovered 20-25 minutes. 
  Remove bay leaves. Serve over hot rice with chips on side.