Categories: Breads, Cheese/eggs, Fruits 
      Yield: 4 servings 
  
  2 1/2 c  Unbleached Flour                  1/4 c  Vegetable Oil 
    1/2 c  Sugar                               2 ea Eggs; Lg 
      2 ts Baking Powder                   1 1/2 c  Apples; Cooking, * 
      1 ts Salt                                2 c  Cheddar; Sharp, Shredded 
    1/2 ts Cinnamon; Ground                  3/4 c  Walnuts Or Pecans; Chopped 
    3/4 c  Milk                            
  
  *    Apples should be the cooking type (sour not sweet eating apples). 
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  Preheat the oven to 350 degrees F. and grease and flour a 9 X 5-inch loaf 
  pan.  In a large bowl, combine the flour, sugar, baking powder, salt and 
  cinnamon.  Make a well in the center of the dry ingredients and add the 
  milk, oil, and eggs.  Stir until thoroughly combined.  Gently stir in the 
  chopped apples, cheddar cheese, and nuts.  Bake for 1 hour and 15 minutes 
  in  the preheated oven until loaf is browned and sounds hollow when tapped 
  on the bottom.  Cool in the pan on a rack for 5 minutes.  Remove from the 
  pan and cool to room temperature, on a wire rack, before slicing.